When considering buying a home, there is a lot to think about. What does it mean to be prequalified? How much of a down payment do I need to put down? What is a loan contingency? For these reasons, it is important to work with a Real Estate Agent. We can help guide you through the process, which can be stressful. It is helpful to have a professional on your side when making this kind of a financial commitment. But first, it is important to understand what you can afford. If you get prequalified by a lender, you will have a better idea of the homes available in your price range. As you tour different homes, make sure to pay attention to the condition and identify any potential hazards. A loan contingency with a home inspection allows an inspector to assess the condition of the home. If there are any problems, you have the opportunity to cancel your contract or negotiate for repairs. Also, check out the schools, shopping and entertainment to make sure this is the neighborhood for you. Buying a home is so exciting and the goal should be to find the home that is just right for you.